About Direct Line Life Insurance
As the UK’s largest direct insurer, Direct Line offer both value
for money and a first-class service – a ‘good deal better’. We
have over 5 million customers and offer a range of insurance and
personal finance products and services.
Click here for Direct Line Life Insurance
Life Insurance
By taking our Direct Line Life Cover, your family’s finances will
be one less thing to worry about.
You can choose the level required to help provide for a mortgage,
bills and maintaining your family’s lifestyle.
Cover from £6 per month
No complicated forms to fill in
General policy information applying to Fixed Term Life Insurance
Cover and Mortgage
Life Cover products
Minimum age to take out a policy is 18 next birthday
Maximum age to start a policy is 65 next birthday
Minimum term is 5 years
Maximum period of cover is up to age 70 next birthday
Minimum sum assured
-up to age 40 - £30,000
-over age 40 - £20,000
Maximum sum assured - £2 million
The premium is fixed at the outset and remains exactly the same
throughout the policy term.
Both pay out in the event of death or on diagnosis of a terminal
illness
(not to be confused with critical illness), however a terminal
illness claim must be notified to us at least 18 months before the
end of the policy term.
Both policies can be written in trust if required.
Both policies can be taken out on a single life or joint life
first death basis
Premium payment is by monthly direct debit only
Once confirmed terms have been offered, this fact can be faxed to
your
solicitor or lender if a mortgage is involved.
There is no surrender value or cash-back at the end of the policy
term - it merely expires
Direct Line Insurance Services: Home Insurance - Car Insurance - Travel Insurance - Life Insurance - Direct Line Life Insurance with Critical Illness