Privilege Home Insurance

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Privilege was launched in 1994 by Royal Bank of Scotland, and is today part of the RBS Group’s RBS Insurance division.

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Buildings Insurance

Privilege don't just cover things like walls, roofs, patios and driveways, we also cover permanent fixtures like kitchen units, bathroom fittings, and fitted wardrobes.

We even include outbuildings like garages and sheds.

Your ins. cover also includes frozen or burst pipes.

If you have a household emergency like an overflowing manhole cover or storm damage, call our free Home Emergency Service to get it repaired as soon as possible.

If your home is uninhabitable because of something like broken windows or drainage problems, we'll pay for you to stay somewhere else.

Contents Insurance

Privilege don't just cover the possessions in your home, we cover belongings in garages and sheds.

Your cover includes the contents of your freezer up to £250.

If your keys are stolen, we'll provide you with replacement locks and keys (up to £250).

We cover the deeds of your home, and will arrange a new copy if they are lost or damaged.

Privilage automatically increase cover by 10% at Christmas time and around the time of a family wedding.

If you make a claim we'll replace your old items with new ones.

Cover outside the home
If you move somewhere else for a while, like to university accommodation, we'll cover the belongings you take with you.

If you take out Personal Possessions Cover, your belongings are covered wherever you happen to be in the UK.

We cover your belongings whenever you move home.

We cover your garden's contents too.

If your credit cards are used without your permission, we'll pay out any financial loss.

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